Disclaimer

ToolKosh Business Planner is a self-assessment tool. It is not:

  • Legal advice
  • Tax advice
  • Financial advice
  • A guarantee or prediction of business success
  • A substitute for professional consultation

What the tool actually does

It takes the inputs you provide and runs them through a deterministic scoring rubric. The score reflects how complete, specific, and internally consistent your inputs are — not whether your business will work in the real world.

Limits of the diagnostic

Your score can be high and your business can still fail. Your score can be low and your business can still succeed. Markets are not predictable. People are not predictable. This tool is one input among many you should consider.

Sector-specific compliance

If your business touches food, health, education, finance, or any regulated sector, the diagnostic flags it but does not provide specific compliance guidance. Consult a chartered accountant, lawyer, or sector specialist before launching.

Data we collect

We store your submission to show you the result, to improve the tool's accuracy, and to spot patterns. See our Privacy Policy for details. We do not sell your data.

Liability

You use this tool at your own risk. We are not liable for any business decision you make based on its output.